Photo: Rasheedhrasheed, Wikimedia Commons, CC BY-SA 4.0Jubilee insurance medical packages in Tanzania
Plans and 2026 prices
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Jubilee's health packages for individuals and families
Jubilee Health Insurance Company of Tanzania is one of the health insurers on TIRA's register (see its profile). Its website lists six packages for individuals and families. What follows is the insurer's own description, not a rating.
| Package | Who it is for, in Jubilee's words | Price published? |
|---|---|---|
| Jubilee Afya (Swala, Nyati, Mikumi, Serengeti, Selous plans) | Individuals and families; Mikumi, Serengeti and Selous add cover abroad | Yes for Swala and Nyati |
| Afya Bima (Afya Poa, Afya Supa, Afya Dhahabu) | Individuals and families, bought through Airtel | Yes, "from" a monthly amount |
| Pamoja Afya | Individuals, SACCO members and VICOBA members, from birth to age 70 | No |
| J-Care Premium | Families, from 3 months to 60 years, five plans | No |
| J-Care Senior | People over 61, five plans | No |
| J-Care Junior | Children aged 0 to 17, standalone cover | No |
The page for Jubilee Afya is the only one with a price list by age. For the other packages, Jubilee's FAQ says the price of an individual cover depends on the budget and the age of the person insured.
Jubilee Afya prices: Swala and Nyati plans
These are the premiums printed on Jubilee's Jubilee Afya page (Web Archive copy of June 2026; the live site did not respond when we checked in October 2026).
| Age band | Swala plan | Nyati plan |
|---|---|---|
| Child, 0 to 18 | TZS 374,500 | TZS 385,800 |
| Adult, 19 to 60 | TZS 550,038 | TZS 728,800 |
| Adult, 61 to 70 | TZS 901,893 | TZS 950,404 |
| Adult, 71 to 75 | Not listed | TZS 1,207,279 |
| Adult, 76 to 80 | TZS 1,346,943 | TZS 1,419,393 |
- The period is not written next to the prices. Ask Jubilee whether the amount is for a year of cover and per person, and get it in writing.
- The Swala list has no 71 to 75 band. If you are in that age group, ask which plan and price apply.
- The benefit limits are in the brochure, not on the page. Ask for the benefit schedule of the plan before paying.
- Paying in instalments: Jubilee says premium financing ("Quick Premium Loan") lets you spread the payments.
Mikumi, Serengeti and Selous are described as the more extensive family plans, with cover in Tanzania and abroad; no price is published for them.
Afya Bima on Airtel: the lowest published prices
Jubilee's Afya Bima page lists three plans, each "from" a monthly price. It says the cover is accepted in over 650 hospitals in Tanzania, covers up to six dependants, and gives no cover outside Tanzania.
| Plan | What it pays, per Jubilee | From |
|---|---|---|
| Afya Poa | Cash of TZS 20,000 to 50,000 a day in hospital, from day 2 | TZS 300 a month |
| Afya Supa | Inpatient up to TZS 5,000,000 a year; maternity up to TZS 2,000,000 a year | TZS 15,000 a month |
| Afya Dhahabu | Inpatient up to TZS 8,000,000 a year; outpatient up to TZS 600,000; maternity up to TZS 2,000,000 a year | TZS 30,000 a month |
- On an Airtel line, dial *150*60#.
- Choose Financial Services, then Insurance, then Afya Bima.
- Accept the terms, choose the plan and pay.
J-Care Premium, Senior and Junior: what Jubilee says they include
The J-Care Premium page lists these benefits:
- Inpatient cover of up to TZS 150M (TZS 150 million).
- Outpatient and inpatient cover for chronic conditions, and "extensive cover" for pre-existing conditions.
- An annual general check-up for the member and spouse.
- Direct access to treatment across East Africa, and pre-authorised treatment in India and Pakistan.
- Members already covered can continue at 65.
The same page's FAQ says J-Care Senior takes people aged 61 to 80, and up to 85 on renewal, with five categories to choose from. J-Care Junior is a standalone cover for a child. None of the three J-Care plans has a published price: you get it by asking Jubilee or an agent.
Hospitals, waiting and claims
Jubilee does not publish its list of approved hospitals on these product pages. Afya Bima says over 650 hospitals in Tanzania accept it; the J-Care and Jubilee Afya pages speak of direct access across East Africa. Before you buy, ask for the provider list of your plan and check that the hospitals you use are on it.
- Use the card at a listed hospital so the bill goes straight to Jubilee; elsewhere you may have to pay and claim back.
- Get pre-authorisation for planned admissions and any treatment abroad (Jubilee's pages say treatment in India and Pakistan is pre-authorised).
- Know the waiting periods written in your policy before you need the cover.
- Claim deadline: under section 131 of the Insurance Act, an insurer must pay a claim within 45 days of receiving the signed discharge; the Commissioner can extend that once, by no more than 45 days. A longer delay without reasonable cause is treated as a bad-faith claim.
If a claim is refused or delayed, see how to complain about an insurer in Tanzania. How private cover fits with NHIF and the universal health insurance scheme is explained in health insurance in Tanzania.
To compare Jubilee's quote with other licensed health insurers, ask for quotes.
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Frequently asked questions
How much is Jubilee health insurance in Tanzania?
Jubilee's own Jubilee Afya page lists the Swala plan at TZS 374,500 for a child and TZS 550,038 for an adult aged 19 to 60, and the Nyati plan at TZS 385,800 and TZS 728,800. Afya Bima starts at TZS 300 a month. J-Care prices are given on request.
What is the cheapest Jubilee medical package in Tanzania?
On Jubilee's pages, the lowest published price is Afya Bima's Afya Poa plan, from TZS 300 a month, which pays a daily cash amount when you are admitted to hospital. Afya Supa, with inpatient cover, starts at TZS 15,000 a month.
Which hospitals accept Jubilee insurance in Tanzania?
Jubilee says Afya Bima is accepted in over 650 hospitals in Tanzania, and its J-Care and Jubilee Afya plans give direct access to treatment across East Africa. The list of hospitals is not on its product pages: ask Jubilee for the provider list of your plan.
Does Jubilee cover pre-existing conditions?
For Afya Bima, Jubilee's page sets a 1 year waiting period for pre-existing and chronic illnesses and 2 years for cancer. J-Care Premium is described as giving extensive cover for pre-existing and chronic conditions; the terms are in the policy.
How do I buy Jubilee Afya Bima?
On an Airtel line, dial *150*60#, choose Financial Services, Insurance, then Afya Bima, accept the terms, choose a plan and pay.
Sources
- Jubilee Health Insurance Tanzania — Jubilee Afya (insurer's own page, Web Archive copy of June 2026)
- Jubilee Health Insurance Tanzania — Afya Bima (insurer's own page, Web Archive copy of June 2026)
- Jubilee Health Insurance Tanzania — J-Care Premium (insurer's own page, Web Archive copy of July 2026)
- Insurance Act, Cap. 394 (R.E. 2023) — TIRA